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Interest Rates offered on Deposits
with effect from 21/04/2020
ದಿನಾಂಕ 21-04-2020 ರಿಂದ ಜಾರಿಯಲ್ಲಿರುವ ಠೇವಣಿಗಳ ಮೇಲಿನ ಬಡ್ಡಿ ದರಗಳು
| Period / ಅವಧಿ | Interest Rate / ಬಡ್ಡಿ ದರ (%/pa) |
|---|---|
| 15 Days to 29 Days | 5.00 |
| 30 Days to 45 Days | 5.50 |
| 46 Days to 90 Days | 6.00 |
| 91 Days to 179 Days | 7.00 |
| 180 Days to 364 Days | 7.25 |
| 1 Year to 3 Years | 8.25 |
| 3 Years and Above | 8.00 |
| Interest Rates of Cumulative Deposits | |
| 1 Year to 2 Years (Cumulative A/C Only) | 7.50% |
| 3 Years and Above (Cumulative A/C Only) | 8.00% |
| Deposit Amount will be Doubled in 105 Months. (If Rs.100 will be Deposit Amount then Maturity Amount will be Rs.200.) | |
| For Senior Citizens Deposit Amount will be Doubled in 99 Months. (If Rs.100 will be Deposit Amount then Maturity Amount will be Rs.200.) | |
| For Senior Citizens 0.50% additional Interest will be Given. | |
| The Deposited Amount in Dhanalaxmi Saving Sceheme will be minimum of 3 Years. | |
Interest Rate on Loans & Advances (ಸಾಲದ ಮೆಲಿನ ಬಡ್ಡಿ ದರಗಳು)
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| Loan Type | Interest rate |
|---|---|
| Housing Loan | 12.00% |
| Vehicale Loan | 11.00% |
| Fixed Loan | 14.00% |
| Fixed Loan Pay Deduction(FLP) | 14.00% |
| Short Term Loan | 12.50% |
| Gold Loan | 12.00% |
| Mortagage Loan | 14.00% |
| Cash Credit Loan | 13.00% |
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