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Financial Record
Rs. In Lakhs
PARTICULARS | As on 31.03.2018 | As on 31.03.2019 | As on 31.03.2020 |
SHARE CAPITAL | 498.65 | 531.30 | 575.31 |
RESERVE & OTHER RESERVE FUNDS | 1662.92 | 1737.94 | 1856.06 |
DEPOSITS | 15022.91 | 16464.81 | 18597.64 |
INVESTMENTS | 5811.12 | 5782.70 | 7500.85 |
LOANS & ADVANCES | 10030.62 | 11393.50 | 12636.34 |
GROSS NPA % | 4.66 % | 6.12 % | 8.85 % |
NET NPA % | 0.00 % | 0.21 % | 3.30 % |
NET PROFIT | 110.12 | 65.82 | 106.52 |
CRAR | 15.00 % | 13.74 % | 12.93 % |
OWN FUNDS | 1865.14 | 1963.22 | 2111.43 |
WORKING CAPITAL | 17294.60 | 19333.30 | 21845.21 |
TOTAL TOURNOVER | 25053.53 | 27858.31 | 31233.98 |
AUDIT CLASSIFICATION | ‘A’ | ‘A’ | ‘A’ |
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Know Your Customer(KYC)
The know your customer or know your client (KYC) guidelines in financial services requires that professionals make an effort to verify the identity, suitability, and risks involved with maintaining a business relationship. The procedures fit within the broader scope of a bank's Anti-Money Laundering (AML) policy.
-Shri Sangappa R Tuppad
Tax Deducted At Source
For the assessment year 2020-2021 the exemption limit for an individual is Rs 2,50,000. Section 194B- TDS on Winning from Lottery, crossword or any game: A TDS of 30% is deducted from any amount received by the way of lottery, crosswords or any other game if the amount exceeds Rs. 10,000.
Shri S S Halyal
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